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Loan Repayment

Working at a health center can qualify providers for various types of state and federal financial assistance programs that make education more affordable. Some programs help with repayment of already existing loans and others operate on a scholarship-based model, allowing applicants to choose a model that works best for their lifestyle and career path. Please contact Rachel Craig (rcraig@auch.org) with specific questions about these programs. 

Name of ProgramDescription of ProgramEligible DisciplinesMaximum Award Amount Site Eligibility Requirements Service Commitment Other Requirements/Notes 
National Health Service Corps (NHSC) Loan Repayment Program (LRP) 

(NHSC LRP) 
NHSC LRP recruits and retains medical, dental, nursing, and mental health professionals to provide primary health services in HPSAs.M.D. 
D.O. 
D.D.S. 
D.M.D. 
N.P. 
PA 
RDH 
CNM 
HSP 
LCSW 
PNS 
MFT 
LPC 
$75,000 NHSC-approved site with a minimum HPSA score determined each application cycle. 2 yearsIn exchange for an additional year of service, qualified NHSC LRP participants may receive additional loan repayment up to a maximum of $20,000. 

Participants that are proficient in Spanish can receive up to a $5,000 enhancement on their total award. 
NHSC Student-to-Service (S2S) LRP 

(NHSC S2S LRP) 
NHSC S2S LRP recruits students in their last year of medical, dental, physician assistant, or nursing school to provide primary health services in HPSAs. M.D. 
D.O. 
D.D.S. 
D.M.D. 
NP 
CNM 
PA 
$120,000NHSC-approved site with a minimum HPSA score established for the year the student’s service is set to commence. 

Please note that site eligibility varies by discipline, unlike NHSC LRP. 
3 yearsDiffers from NHSC LRP because the program participant is already approved for loan repayment at the time of graduation/job application. Eligible sites may actively recruit program participants. 

After completion of the NHSC S2S LRP service commitment, the participant may then be eligible to apply to NHSC LRP.
NHSC Scholarship Program (SP) 

(NHSC SP) 
NHSC SP provides scholarships to students pursuing primary care health professions training in return for a commitment to provide primary care health services in a HPSA after completion of education/training. M.D. 
D.O. 
D.D.S. 
D.M.D. 
NP 
CNM 
PA 
NHSC-approved site with a minimum HPSA score established for the year the student’s service is set to commence.
 
Please note that site eligibility varies by discipline, unlike NHSC LRP 
2 years
Differs from NHSC LRP because the program participant is already approved has already been awarded scholarship funds at the time of job application. Eligible sites may actively recruit program participants. 

After completion of the NHSC SP service commitment, the participant may then be eligible to apply to NHSC LRP. 
Nurse Corps Loan Repayment Program 

(Nurse Corps LRP)
Nurse Corps LRP will pay unpaid nursing education debt for certain nursing professionals that 
practice in a Critical Shortage Facility (CSF) or an eligible school of nursing. 
RN 
APRN 
NF 
60-85% of a providers’ unpaid nursing education debt. Site must be a CSF or an eligible school of nursing. All health centers are eligible sites by default. 2 yearsPreference is given to applicants most in need of financial help. 


Participants will receive 60% of their total outstanding, qualifying, nursing loans after the initial two-year commitment is fulfilled. Participants may be eligible for a third year and an additional 25% of loans. 
Health Care Workforce Financial Assistance Program 

(HCWFAP) 
HCWFAP provides educational loan repayment assistant to primary care health professionals who locate and practice in underserved areas in the state of Utah. M.D. 
D.O. 
D.D.S. 
PHARM 
Psychologists 
PA 
APRN 
FNP 
LMFT 
LCSW 
BS 
BA 
RN 
AA RN 
Dental Hygenist 
$75,000Site must be a primary care provider operating in a HPSA. There is no HPSA score cut off. All health centers are eligible sites by default. 3 years20% host site match of total award amount. 

Participant must have started employment at host site less than 18 months prior at time of application. 

table updated July 2025